Get paid back the easy way. Save payment methods and settle up with friends.
Store the ways you like to be paid — your bank details, PayPal, Venmo, Revolut, or Wise — once, and they appear on every invoice and settle-up screen. Whoever owes you sees exactly where to send the money, so a debt clears in a tap. We only save and show your details; we never process the payment or hold your funds.
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Payment methods in Split The Bill are the saved ways you like to be paid back — a bank account, PayPal, Venmo, Revolut, or Wise. Split The Bill saves how you get paid and shows those details on your invoices and settle-up screens, so anyone who owes you can settle up in a tap without asking for your handle again. Crucially, Split The Bill only stores and displays your details: the money moves directly between you and the person paying, through their own bank or app. We never process the payment or hold your funds. It’s the simple answer to “how do my friends pay me back?” — save it once, and it’s there every time you settle up.
How it works
- 1
Add your payment methods
Save the ways you like to be paid back — a bank account, PayPal, Venmo, Revolut, or Wise. Give each one a name, colour, and icon so it’s easy to recognise. You only enter them once.
- 2
They show where money is owed
Your saved methods appear automatically on invoices and on the settle-up screen, so anyone who owes you can see exactly how to pay you back without you having to type it out again.
- 3
Someone taps to pay you
When it’s time to settle, your friend picks a method and pays you through their own bank or app. Split The Bill points them to your details — the transfer happens between them and you directly.
- 4
Mark it settled
Once the money lands, mark the debt paid and the balance clears itself. Because we don’t move the money, you stay in full control of what counts as settled.
- 5
Keep it tidy
Change your handle, archive an old account you no longer use, or delete a method entirely. Everything updates everywhere your details are shown, straight away.
Everything you need to get paid back
One place for every payment method
Bank transfer, PayPal, Venmo, Revolut, Wise — save them all in a single list and reach for the right one whenever you need to be paid back.
Shows up automatically where it counts
Your details surface on invoices and settle-up screens without you copy-pasting anything. Whoever owes you always sees the current way to pay.
We never handle your money
Split The Bill stores and displays your payment details — that’s it. The actual transfer happens directly between you and the person paying, through their own bank or app. We never hold, move, or touch your funds.
Name, colour, and icon each one
Label a method “Joint account” or “PayPal — freelance,” pick a colour and icon, and tell them apart at a glance when you have more than one.
Archive without losing history
Stopped using an old account? Archive it so it disappears from new invoices but stays on the older ones that already referenced it. Restore it any time.
Update once, everywhere
Changed your handle or switched banks? Edit the method once and every place it appears — future invoices and settle-up screens — reflects the new details instantly.
Your details stay yours
Payment methods are private to your account and only shown to the people you’re actually settling up with. Nothing is published, listed publicly, or shared beyond the split.
Make getting paid back effortless
Create a free account, save the ways you like to be paid, and let your details do the reminding — right on the invoices and settle-up screens where they’re needed.
Save your payment methods — freeFree forever plan. No card required.
When saved payment methods help
A roommate paying their rent share
Your flatmate owes $650 for their half of the rent each month. Your bank details already sit on the settle-up screen, so they send the transfer from their own banking app the moment payday lands — no “what’s your account number again?” text every single month.
A friend repaying a loan
You covered $120 of concert tickets and your friend is paying you back in two goes. They tap your saved PayPal or Venmo, send the money directly, and you mark each instalment settled as it arrives. Split The Bill just shows the handle — it never touches the cash.
A freelancer’s invoice payment
You send a client a $900 invoice for a design job. Your bank and Wise details are already printed on it, so the client pays straight from their own account into yours. The invoice tells them where to send it; the transfer stays between you and them.
Settling up after a group trip
Five friends come home from a weekend away and three of them owe you for the villa. Each opens the settle-up screen, sees your Revolut and bank details, and pays their share directly. You mark each one settled as the money comes in.
One card that always fronts the group
You’re the person whose card pays for the group dinners. Save the couple of ways people usually pay you back, and every settle-up screen quietly shows them — so being the organiser doesn’t also mean being the debt-chaser.
Why saved payment methods beat a group chat
No more “what’s your account number?”
Enter your details once and they’re on every invoice and settle-up screen. You never dig out your IBAN or paste a PayPal link into a chat again.
Fewer awkward reminders
When the way to pay you is right there next to the amount owed, people settle up sooner — and you don’t have to send the nudge yourself.
You stay in control of your money
Because Split The Bill never processes or holds the payment, the funds go straight from them to you. Nothing sits in a middle account, and you decide what counts as paid.
The right method for the right person
Save several ways to be paid and let whoever owes you choose the one that suits them — bank transfer, PayPal, Venmo, Revolut, or Wise.
Change once, and you’re done
Switch banks or update a handle in one place and it’s corrected everywhere your details appear. No hunting through old messages to fix a stale account number.
Getting paid back: the group chat vs. saved methods
Most people still get paid back by pasting their bank details into a chat and hoping everyone scrolls up to find them. Here’s what changes when Split The Bill keeps your payment details where the debt is shown.
| Getting paid back: the group chat vs. saved methods | ✗ | ✓ |
|---|---|---|
| Sharing how to pay you | Retype or paste your bank details, PayPal, or Venmo into the chat every time someone asks. | Save each method once; it appears automatically on invoices and settle-up screens. |
| Who moves the money | You hope the details are right and the transfer goes to the correct account. | The payment goes directly between you and the payer — Split The Bill only shows the details, never handles the funds. |
| Reminding people to pay | Chase individually and re-send your account number to each one. | The way to pay sits right next to the amount owed, so people settle up without a nudge. |
| Updating your details | Old messages keep the wrong number; someone pays a closed account. | Edit once and every invoice and settle-up screen shows the new details straight away. |
| Managing several accounts | Copy the right handle from a long chat and hope you grabbed the current one. | Keep a named, colour-coded list and pick the right method — or let the payer choose. |
Related features and guides
Frequently asked questions
- Does Split The Bill process the payment?
- No. Split The Bill only stores and shows your payment details — we never process the payment or touch your funds. When someone pays you back, the money moves directly between them and you, through their own bank or app. We simply point them to the right details so they know where to send it.
- How do my friends pay me back?
- Save the ways you like to be paid — bank, PayPal, Venmo, Revolut, or Wise — and they appear on your invoices and on the settle-up screen. Whoever owes you picks a method, sees exactly where to send the money, and pays you directly from their own account. You then mark the debt settled once it arrives.
- Is it safe to store my bank details?
- Your payment methods are private to your account and only shown to the people you’re actually settling up with — they’re never published or listed publicly. And because Split The Bill only displays the details and never moves money, there’s no account for funds to pass through. The details you save are the same ones you’d otherwise paste into a chat, kept in one tidy, controllable place.
- Which apps and payment methods are supported?
- You can save bank transfer details along with popular services like PayPal, Venmo, Revolut, and Wise — anything with a handle, link, or account number you’d normally share to be paid back. You name and label each one so it’s easy to recognise, and you can save as many as you like.
- Do my payment methods appear on invoices?
- Yes. Any method you save can show on the invoices you send, so the person paying sees exactly where to send the money right on the document. They also appear on the settle-up screen for group balances. It means you never have to add your account details to an invoice by hand.
- Can I save more than one payment method?
- Absolutely. Save as many as you need — a personal bank account, a joint one, PayPal, Venmo, Revolut, Wise — and give each a name, colour, and icon. Whoever owes you can then choose the method that suits them best.
- What if I change banks or update a handle?
- Edit the method once and every place it appears updates instantly — future invoices and settle-up screens all show the new details. You can also archive an account you’ve stopped using so it drops off new invoices while staying on the older ones that already referenced it, and restore it any time.
- Is saving payment methods free?
- Yes. Saving your payment methods and showing them on invoices and settle-up screens is part of the free plan. No card is required to get started, and there are no fees for being paid back — the money goes straight between you and the payer.
- Can I delete a payment method?
- Any time. Archive a method to hide it from new invoices while keeping your history intact, or delete it entirely to remove it for good. Because we only ever stored the details for display, deleting one simply stops it appearing anywhere.
