Share the costs. Split expenses with a group, effortlessly.
Add flatmates, a trip crew, or a team, log the bills you share, and let the app keep a running balance for every person. See who owes whom at a glance and settle up with the fewest payments possible.
Snap a receipt, see the magic
Upload a photo of any bill — we’ll extract every item, total, tax, and category. No card, no account.
Annual Pro is 2 months free.
Split The Bill is a group expense tracker that lets a group of people — flatmates, a trip crew, or a team — share bills and instantly see who owes whom. Everyone adds the costs they cover, chooses how each one is split, and the app keeps a running per-member balance in the group's shared display currency. When it’s time to square up, it nets everyone’s debts down to the fewest payments needed. It’s the plain-English answer to “how do we split expenses with a group fairly?” Free groups cover up to 3 members; larger groups need Pro.
How it works
- 1
Create a group
Start a group for your flat, your trip, or your team in a couple of taps. It becomes the shared home for every cost the group runs up together.
- 2
Add the people in it
Add each person by name — no account needed on their side — or invite them by link so they can see the balance too. Names you add are real members whose share is tracked from day one.
- 3
Log the shared bills
Add each expense as it happens: rent, the grocery run, a taxi, a hotel. Snap the receipt or type the total, choose the split, and set who actually paid.
- 4
See who owes whom
The app keeps a live per-member balance and shows every debt in your display currency, so there is one clear number per person instead of a tangle of IOUs.
- 5
Settle up
When it is time to square up, the app nets everyone’s debts down to the fewest payments needed. Mark each transfer settled and the balances clear themselves.
Everything a group needs to split fairly
Per-member balances
Every group keeps a running balance for each person, updated the moment a bill is added or a payment is marked. You always know exactly where everyone stands.
Settle up in the fewest payments
Instead of everyone paying everyone, the app works out the minimum set of transfers that clears every debt — one payment instead of five.
Add people by name
Include anyone in the split without asking them to sign up. Add a member by name and their share is tracked; invite them later if they want to see it for themselves.
Works in any currency
Log each expense in the currency it was paid in — perfect for trips abroad — and see every balance converted to one display currency you choose.
A shared group kitty
Pool money up front with a group kitty for a trip or an event, then draw shared costs from it so the balances stay tidy and everyone can see what’s left.
Recurring group expenses
Set rent, broadband, or the cleaner to repeat each month and the group adds it for you, so a regular shared cost never gets forgotten.
Split any way you agreed
Divide each bill equally, by exact amounts, by percentage, or item-by-item — and record when more than one person chipped in on the same expense.
Stop chasing who owes what in the group chat
Create a free account, start a group, and let the app keep a clear running balance for everyone until you’ve all settled up.
Start a groupFree for groups up to 3 people; bigger groups need Pro ($7/month or $70/year).
Who splits expenses with a group
Flatmates sharing a household
Three flatmates split €1,800 rent, a €45 broadband bill, and the weekly shop. One pays rent, another the internet, a third the groceries — the group evens it all out so nobody is quietly subsidising the others each month. (Fits on Free — 3 people.)
A trip crew abroad
Six friends (Pro — Free tops out at 3) on a ski trip pay hotels in euros, lift passes in francs, and the supermarket run on one card. Everyone logs what they spent in its own currency, and the app settles the whole trip in one round of transfers at the end.
A team or club float
A five-a-side team (Pro-size group) keeps a group kitty for pitch hire at £40 a week. Everyone chips in up front, weekly costs come out of the kitty, and the balance shows exactly who still owes their share of the season.
A house party or event
Eight housemates (a Pro-size group) throw a party: £120 on drinks, £60 on food, £30 on decorations, each fronted by a different person. Split it across the group and each person sees the single number they owe or are owed.
Couples and family costs
A couple runs a shared group for the month — €900 rent, €200 groceries, a €60 dinner out — paid from two different cards. At month end the group shows the €50 difference and who needs to send it. (Fits on Free — 2 people.)
Why a group beats a spreadsheet
One balance per person
No matter how many bills the group runs up, each member has a single, live balance. You point at a number instead of scrolling back through months of messages.
The fewest payments to settle
The app untangles a web of who-paid-what into the smallest number of transfers, so settling up is one payment each, not a chain of them.
Nothing gets forgotten
Every bill, payment, and settle-up is saved to the group, so the €12 someone fronted three weeks ago still counts when you finally square up.
Fewer awkward reminders
A shared record everyone can see means the group polices itself. Nobody has to send the “you still owe me” message twice.
Fair across currencies
Trips and international groups just work: log each cost in its own currency and every balance shows in the one currency you all agreed to settle in.
Group expenses: the old way vs. the app
Most groups still track shared costs with a spreadsheet, a group chat, and a lot of goodwill. Here’s what changes when the app keeps the tally instead.
| Group expenses: the old way vs. the app | ✗ | ✓ |
|---|---|---|
| Keeping the running total | A shared spreadsheet someone has to update by hand — until they forget or a formula breaks. | A live per-member balance updates itself the moment any expense or payment is added. |
| Working out who owes whom | Scroll back through the group chat and try to reconcile a dozen “I’ll get the next one” promises. | One clear number per person, always current, sorted so you know at a glance who’s up and who’s down. |
| Settling up | Everyone pays everyone, with duplicate transfers and a couple of people missed entirely. | The app nets it down to the fewest payments needed — each person sends one transfer, not several. |
| Different currencies | Look up exchange rates by hand and convert each line before you can even compare. | Log each cost in its own currency; every balance shows in the one display currency the group chose. |
| Regular shared costs | Remember to add rent and bills every month, and re-key them line by line. | Set them to recur and the group adds them for you, so a monthly cost is never missed. |
Related tools and guides
Frequently asked questions
- How do I split expenses with a group?
- Create a group, add the people in it — by name or by invite — and log each shared cost as it happens. Choose how every bill is split and who paid, and the app keeps a running balance for each person so you always know who owes whom.
- How do I split expenses with roommates?
- Make a group for your flat and add each roommate. Log rent, broadband, and the grocery run as they come up, set who paid each one, and the balances even out so nobody ends up quietly covering more than their share.
- How does settle-up minimise the number of payments?
- Rather than having everyone pay everyone, the app looks at the whole web of debts in the group and works out the smallest set of transfers that clears them all. Usually that means each person sends just one payment instead of several.
- Do the people in my group need an account?
- No. You can add anyone to a group by name and their share is tracked straight away. If they want to see the balance and settle up themselves, you can invite them — but it’s never required to include them.
- Can a group handle more than one currency?
- Yes. Each expense can be logged in the currency it was paid in, which is ideal for trips abroad, and every balance is converted to the one display currency you choose so there’s a single clear number per person.
- What is a group kitty?
- A group kitty is a shared pot of money the group pools up front — handy for a trip or an event. Shared costs are drawn from the kitty, and everyone can see how much has been put in and how much is left.
- Can I add recurring expenses to a group?
- Yes. Costs that repeat — rent, broadband, a cleaner — can be set to recur, and the group adds them for you each period. It keeps the running balance accurate without anyone having to remember to key them in.
- How do I track who owes whom in a trip?
- Start a group for the trip, add everyone going, and log each cost — hotels, transport, meals — as it’s paid, in whatever currency it was paid in. At the end the group shows one balance per person and the fewest transfers needed to settle the whole trip.
- Is the group expense tracker free?
- The free plan covers everyday group splitting for up to 3 people — creating a group, adding members and bills, tracking per-member balances, and settling up, no card required. A group of 4 or more needs Pro ($7/month or $70/year), which also removes the recurring-bill and wishlist caps.
- How many people can be in a Free group?
- Free groups cap at 3 members and 3 participants per split. That covers most couples and small households, but a bigger flat share, trip crew, or team needs Pro, which removes the member cap entirely.
