Set it up once. Let the recurring expense tracker do the rest.
Rent, subscriptions, utilities — anything that repeats. Save the amount, the split, and how often it comes around, and Split The Bill logs the bill automatically each period and nudges everyone before it’s due.
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Split The Bill is a free recurring expense tracker and subscription tracker that logs the bills that repeat — rent, Netflix, utilities, insurance — so you don’t have to add them by hand each time. You save the amount, how often it repeats (weekly, monthly, or yearly, or every few of those), and how it splits between you and anyone sharing the cost. From then on the app creates each period’s bill automatically with the same split, updates everyone’s balance, and can remind the whole group a set number of days before each charge is due. It’s the answer to “how do we keep track of the bills that come around every month without forgetting one?”
How it works
- 1
Add the recurring expense
Give it a name and amount — “Rent”, “Netflix”, “Water bill” — and pick who it’s for: just you, or a group of flatmates and friends.
- 2
Choose how often it repeats
Repeat every week, month, or year — or every few of them, like every 2 weeks or every 3 months. Set the day it lands so the timing matches real life.
- 3
Save the split once
Decide how it divides — equally, by shares, by percentage, or exact amounts — and who pays. That split is reused every single period, so you set it once and forget it.
- 4
Turn on advance reminders
Add “days before” reminders — say 7, 3, and 1 day before each charge. Everyone sharing the cost gets a nudge in time to have their share ready.
- 5
It logs itself
When each period comes around, the bill is created automatically with the saved split and added to your balances. Pause it any time it stops applying, and resume without losing the setup.
Everything a subscription tracker should do
Automatic bill logging
Once it’s set up, each period’s bill is created for you with the split already applied. No monthly reminder in your own head to “add the rent again”.
Flexible intervals
Weekly, monthly, yearly — or every N of them. Every 2 weeks for the cleaner, every 3 months for insurance, once a year for a domain renewal. It bends to how the cost actually recurs.
Advance “days before” reminders
Set as many reminders as you like ahead of each charge — a week out, then the day before. Everyone sharing knows it’s coming instead of being surprised on the due date.
Personal or shared
Track your own subscriptions solo, or split a recurring cost across a group of roommates. The same template works whether it’s just you or five of you.
The split is remembered
Equal, shares, percentage, or exact amounts — and who pays — are saved with the template and reused every period. No re-entering the same split twelve times a year.
Pause and resume, never delete
Away for the summer or between housemates? Pause a template to stop it firing, then resume later with the setup intact. No need to rebuild it from scratch.
See your monthly total
A running “roughly per month” figure adds up everything that repeats — weekly costs scaled up, yearly ones scaled down — so you can see what your recurring spending really is.
Stop re-adding the same bill every month
Create a free account to set up your recurring payments once, split them automatically, and get reminded before every charge is due.
Start tracking — freeFree forever plan. No card required.
What people track with it
Rent split with roommates
A $2,100 flat shared three ways on the 1st of every month. Save the split once and each month’s rent bill appears on its own, with reminders 7 and 3 days out so everyone has their $700 ready — no chasing.
Shared streaming subscriptions
One person’s card pays $15.49 for the family Netflix and $11.99 for Spotify each month. Track both, split them across four people, and let everyone see their few dollars owed instead of forgetting who’s covering what.
Variable utilities
The electric and water bills land monthly but the amount moves. Keep a template for each, edit the figure when the new bill arrives, and the split and reminders stay exactly as you set them.
Annual insurance and renewals
A $540 car insurance premium that hits once a year is easy to forget. Set it to repeat yearly with a reminder two weeks ahead, so the renewal never ambushes your budget.
Gym and memberships
A $39 gym membership every month, shared or solo. Log it once and it’s counted in your monthly total automatically — and if you cancel over winter, pause it instead of deleting the history.
Why it beats a reminder in your calendar
Nothing gets forgotten
The bill logs itself every period, so the rent, the subscriptions, and the quarterly bill are all captured whether or not you remembered to add them.
No re-entering the split
The way a cost divides is saved with the template and reused every time. You set who pays what once, not every single month.
Everyone gets a heads-up
Advance “days before” reminders reach the whole group in time, so people have their share ready and you’re not the one sending the awkward nudge.
See the real monthly cost
A single figure adds up everything that recurs — even weekly and yearly items — so the true size of your regular spending is never a mystery.
Pause without losing the setup
Life changes. Pause a template when a cost stops applying and resume it later with the amount, split, and reminders exactly as they were.
Tracking recurring bills: the manual way vs. the app
Most people track recurring bills with a calendar alert and a monthly ritual of re-adding the same expense. Here’s what changes when a recurring expense tracker keeps it running for you.
| Tracking recurring bills: the manual way vs. the app | ✗ | ✓ |
|---|---|---|
| Logging each period’s bill | Remember to add rent, streaming, and utilities by hand every month — and hope you don’t miss one. | Set it up once and each period’s bill is created automatically with the saved split. |
| Splitting a repeating cost | Re-enter who pays and how it divides every single time the bill comes around. | The split — equal, shares, percentage, or exact — is saved with the template and reused every period. |
| Reminding everyone before it’s due | Ping the group chat yourself, or find out someone forgot when the payment’s already late. | Advance “days before” reminders nudge the whole group automatically ahead of each charge. |
| Odd intervals (fortnightly, quarterly, yearly) | Juggle a separate calendar alert per interval and do the mental maths on what it costs per month. | Repeat every N days, weeks, months, or years, and see one rolled-up monthly total across them all. |
| Stopping and restarting a cost | Delete the reminder and rebuild it from memory when the cost comes back. | Pause the template and resume later with the amount, split, and reminders all intact. |
Related tools and guides
Frequently asked questions
- What is a recurring expense tracker?
- It’s a tool that keeps track of the bills that repeat — like rent, subscriptions, and utilities — so you don’t have to add them by hand each time. In Split The Bill you save the amount, how often it repeats, and how it splits, and the app logs each period’s bill automatically with reminders before it’s due.
- Is the recurring payments feature free?
- Yes. Setting up recurring expenses, splitting them, and getting advance reminders is included on the free plan. No card is required to get started.
- Can it remind everyone before rent is due?
- Yes. Add one or more “days before” reminders — for example 7, 3, and 1 day ahead — and everyone sharing the cost gets a nudge in time to have their share ready. You’re not the one who has to send the reminder.
- What intervals can I set — weekly, monthly, yearly?
- All of those, plus multiples. Repeat every week, month, or year, or every N of them — every 2 weeks, every 3 months, every 6 months. You also choose the day it lands, so the timing matches when the cost actually comes around.
- Does it handle short months and leap years?
- Yes. The next occurrence is worked out from the interval you set, so a monthly template lands on the right day each month and yearly ones roll forward correctly across leap years. You don’t have to adjust dates by hand.
- Can I split a subscription with roommates?
- Yes. Point a recurring expense at a group and choose how it divides — equally, by shares, by percentage, or exact amounts — and who pays. That split is reused every period, so splitting Netflix or the internet bill with your flatmates is set up once.
- How does automatic bill logging work?
- When each period comes around, Split The Bill creates that period’s bill for you using the amount and split saved on the template and adds it to everyone’s balance. There’s no monthly task to remember — the bill appears on its own.
- Can I pause a recurring payment instead of deleting it?
- Yes. Pausing stops the template from firing while keeping the amount, split, and reminders intact, so you can resume it later without rebuilding anything. It’s ideal for costs that stop for a while, like a gym membership over winter.
- What happens to past charges if I delete a recurring expense?
- Deleting a template stops any future occurrences, but the bills it already logged stay in your history and your balances — so the money that was actually split isn’t lost. If you only want to stop it temporarily, pause it instead of deleting.
