One trip, five currencies. Split expenses in different currencies, settled in one.
Log every expense in the currency it was actually paid โ euros, dollars, pounds, yen โ and Split The Bill converts it for you, free on every plan. The group settles up once, in a single shared currency, at the end. Want each person to view their own individual display currency? That's a Pro feature.
Snap a receipt, see the magic
Upload a photo of any bill โ weโll extract every item, total, tax, and category. No card, no account.
Annual Pro is 2 months free.
To split expenses in different currencies, log each cost in the currency it was actually paid โ euros, dollars, pounds, or any other โ and Split The Bill converts it with a live exchange rate taken around the transaction date, free on every plan. Mixed-currency expenses roll up into one running balance in the group's shared currency, and at the end the app nets everything down to the fewest payments and settles in a single currency you choose. No hand-conversion, no spreadsheet, no argument over which day's rate to use. Pro adds an independent display currency per person on top of the free group total.
How to split expenses in different currencies
- 1
Add each expense in its own currency
Paid the hotel in euros and lunch in dollars? Enter each cost in the currency you actually spent. Nothing gets converted at the door โ the original amount stays exact on the record.
- 2
We convert it with live rates
Split The Bill applies a real exchange rate to each expense using the rate around the transaction date, so a bill from Tuesday isn't judged by Friday's rate.
- 3
Split it however you agreed
Divide each expense equally, by exact amounts, by percentage, by shares, or item-by-item. The split runs on the converted value, so everyone's share lands fairly no matter which currency the cost was in.
- 4
Everyone sees their share in the group's currency
Pick one shared currency for the group and every balance is shown in it โ one clear number per person, free on every plan. Mixed euro, dollar, and pound expenses all roll up into the single figure you owe or are owed. (Pro adds an independent display currency per person.)
- 5
Settle up once, in one currency
At the end of the trip the app nets all the cross-currency debts down to the fewest payments, converted into the currency you're settling in. One transfer instead of untangling five.
Built for money that crosses borders
Log expenses in any currency
Every expense keeps its original currency and amount. Enter dinner in dollars and the taxi in euros without converting anything by hand first.
Automatic FX conversion
Split The Bill converts each expense for you with live exchange rates, so splitting foreign-currency costs doesn't mean opening a converter for every line.
Transaction-date rates, not today's
Conversions use the rate around the date each expense happened. A cost you add three weeks later is still valued at what it was worth when you paid it.
Per-currency balances
See what was spent in each currency alongside the converted total, so you can always trace a balance back to the euros and dollars it came from.
Currency-aware settle-up
When it's time to square up, the app nets everyone's cross-currency debts down to the fewest payments and shows them in the currency you're paying in.
One shared currency for everyone (Pro: your own)
Free on every plan: the whole group views balances converted into one shared currency you pick together. On Pro, each person can instead set their own individual display currency โ you see pounds, your friend sees euros โ from the same underlying expenses.
Honest about the rate used
We show the conversion rather than hiding it. The rate applied is a live market rate near the transaction date โ no invented spread, and no pretending we processed the payment.
Stop converting currencies by hand
Create a free account, log expenses in whatever currency you paid them in, and let Split The Bill handle the conversion, the balances, and the settle-up.
Split across currenciesMulti-currency logging and settling are free. Pro adds an individual display currency per person ($7/month or $70/year).
When you need to split expenses in different currencies
A multi-country trip
Four friends drive through France, Switzerland, and Italy: hotels in euros, a lift pass paid in francs, tolls on one card. Log each in its own currency and settle up once, in pounds, at the border โ instead of arguing over which day's exchange rate to use.
Splitting an Airbnb abroad
The apartment is booked in euros on one person's card, but the group is spread across the US and UK. The group settles in one shared currency (free), or on Pro each person can view their own euro-equivalent share in dollars or pounds โ so nobody has to Google the rate to know what they owe.
Expats sharing a household
A couple earns in different currencies โ one paid in euros, one in dollars. Rent goes on one account, groceries on the other. A single running balance in a shared display currency shows the real difference at the end of the month.
Remote teams and off-sites
A company off-site where the venue invoices in euros, dinners are in dollars, and taxis in local cash. Each cost keeps its currency, the total rolls up cleanly, and you export one tidy figure for reimbursement.
Freelancers billing across borders
You track a shared project cost paid in euros but bill your client in dollars. Log the expense in its real currency, see the converted value, and keep the paper trail straight when it's time to invoice.
Why it beats a manual currency converter
No hand-converting every line
You never open a currency app mid-trip. Enter the amount in the currency you paid; the conversion and the running total are done for you.
One number, not five currencies
Mixed euro, dollar, and pound expenses collapse into a single balance per person, shown in the currency you actually think in.
The right rate, honestly applied
Conversions use a live market rate near each expense's date โ not a stale guess and not a hidden markup โ so the split is fair and traceable.
Fewer arguments at settle-up
Everyone sees the same converted balance, so there's no debate over whose exchange rate or which day to use when it's time to pay up.
Settle in whatever currency suits
The app nets cross-currency debts down to the fewest payments and shows them in the currency you're transferring, so one clean payment ends it.
Split expenses in different currencies: by hand vs. the app
Most groups abroad split foreign-currency costs with a converter app, a notes file, and a lot of trust. Here's what changes when Split The Bill handles the FX instead.
| Split expenses in different currencies: by hand vs. the app | โ | โ |
|---|---|---|
| Converting each expense | Open a currency app for every bill and copy the number into a spreadsheet. | Enter the expense in its own currency โ the app converts it with a live rate automatically. |
| Which exchange rate to use | Argue over today's rate versus the rate on the day you paid, and pick one to keep the peace. | A live rate near each expense's transaction date is applied consistently for everyone. |
| Seeing your own share | Do a second conversion into your home currency to work out what you actually owe. | The group settles in one shared currency for free โ no extra maths. Pro lets each person view their own display currency instead. |
| Rolling up a mixed-currency trip | Total euros, dollars, and pounds in separate columns and try to reconcile them. | Everything rolls up into one balance per person in your chosen currency. |
| Settling up at the end | Everyone pays everyone in different currencies, with duplicate transfers. | The app nets it to the fewest payments and settles in one currency you choose. |
Frequently asked questions
- How do I split expenses in different currencies?
- Add each expense in the currency it was paid โ say, one cost in euros and another in dollars. Split The Bill converts each with a live exchange rate, applies your split (equally, by amounts, percentage, shares, or item-by-item), and rolls it into one balance per person. You settle up at the end in a single currency you choose.
- Does the app convert currencies automatically?
- Yes, free on every plan. You never have to convert by hand. Enter each expense in the currency you paid it in and the app converts it for you using a live exchange rate, then shows every balance in the group's shared display currency. On Pro, each person can set their own individual display currency instead. Splitting foreign-currency costs takes no more effort than a same-currency bill.
- What exchange rate is used to split across currencies?
- Split The Bill uses a live market exchange rate taken around the date of each transaction, not necessarily today's rate. A bill from earlier in your trip is valued at what it was worth when you paid it. We show the conversion openly and add no hidden markup โ we only convert amounts, never process the payment.
- How do we settle up in one currency after a multi-country trip?
- Once all the expenses are logged, the app nets everyone's cross-currency debts down to the fewest payments needed and shows them in the single currency you want to settle in. Instead of a tangle of euro and dollar transfers, you make one clean payment that clears the balance.
- Can each person see their share in their home currency?
- On Pro, yes โ each person can set their own individual display currency, so you might see the group in pounds while a friend sees it in euros, both drawn from the same underlying expenses. Free groups settle in one shared display currency for everyone, chosen once for the whole group.
- Can I split a bill in euros and dollars in the same group?
- Yes. A single group can hold expenses in as many currencies as you like โ euros, dollars, pounds, yen, and more. Each expense keeps its original currency, and the balances roll up together in your display currency so you always see one combined figure.
- Do the amounts stay in their original currency on the record?
- They do. Every expense keeps the original currency and amount you entered, so you can always trace a balance back to the euros or dollars it came from. The conversion sits alongside it rather than replacing it, keeping the record exact.
- Does Split The Bill charge an FX fee or process the payment?
- No. We only convert and display amounts to keep the split fair โ we don't hold, move, or process money, and we don't add a hidden currency spread. When you settle up, you pay each other however you normally would; the app just tells you the right amount in the right currency.
- Is it free to split expenses in different currencies?
- Yes. Splitting expenses across currencies, live conversion, and settling in one shared group currency are part of everyday use on the free plan โ no card required, and no per-currency charge or limit on how many currencies a group can hold. The one paid part is the per-person independent display currency, which is Pro ($7/month or $70/year).
