How to Track a Loan to a Friend
Turn a fuzzy IOU into a shared record: repayment schedule, running balance, no awkward chase texts.
- How-to
- Loans
- Friends
Turn a fuzzy IOU into a shared record: repayment schedule, running balance, no awkward chase texts.
A shared kitty for groceries + per-room adjustments for the house + one settle-up = a group rental split nobody argues about.
Variable utility bills don't need a fresh split every month. Set a recurring template at the average, edit the amount when the real bill lands.
Run a team kitty, rotate who pays, and export a reimbursement report: office lunch and team expenses without the spreadsheet.
Split bills from your phone browser: no App Store, no download. Send a link and guests see their share instantly.
Log shared expenses with zero signal: the offline outbox queues every action and auto-syncs on reconnect, so the trip math stays complete.
A bill paid in one currency, settled in another, is only fair if the FX rate is locked at the bill date, not the day you happen to pay back.
Itemize the wine and shared plates, split the rest evenly, spread tip proportionally, and settle a big table in one tap.
A $100 bill split 3 ways leaves a stray penny. How to handle cents rounding, remainders, and exact-amount splits so totals reconcile.
Photograph the receipt, the AI reads the line items, and verified code does the math: snap, review, split in under a minute.
Get paid back when everyone uses a different app: pre-filled deep links to Venmo, PayPal, Revolut and Wise, plus SEPA/PIX QR codes and a public share link for people not on the app.
Set per-category limits for the shared household, then track real spending against them: the difference between a budget that holds and a spreadsheet nobody opens.